These aggregate credit data indicate the average risk of credit default and personal bankruptcy at the six-digit postal code (FSALDU) level. The two scores can be interpreted using the performance
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The data can be used to calculate average NMCD debt for people with a credit file, regardless of the balance.
The credit report characteristics dataset provides aggregate information on credit holders by six-digit postal code (FSALDU).
This dataset presents the number of business and consumer bankruptcies by three-digit postal code, also known as forward sortation area (FSA).